05 · About
A firm built around a stated scope
Larkfield Wealth Partners builds financial plans, reviews portfolios and works through single money decisions for households in and around Madison. The way it works is set out below, in the order a client meets it.
02 · Approach
How the firm works
Larkfield Wealth Partners takes work to a written scope rather than an open-ended relationship. Six services are published with their scope and their fee, and a client chooses one of them or asks which one fits. That choice is the whole of the sales process.
Records matter more than volume here. Each engagement carries a note of what was agreed, what was decided and what was deliberately left for later, so the next meeting starts where the last one ended rather than from the beginning. The firm would rather turn a request down than take it on without a scope that both sides can read.
The firm sells no investment products, takes no commission and charges no percentage of the assets it reviews. No service is extended once it has started without a new written scope and a new fee agreed before the extra work begins.
03 · Principles
Three operating principles
Each one is a rule the firm can be held to, not a statement of intent.
01
Scope before fee
A fee is only meaningful next to the work it covers, so every service on this website carries its scope, what it includes and what it leaves out. Where a scope cannot be stated in advance, the fee is quoted in writing instead of guessed.
02
Plain language, in writing
A decision the client cannot restate in their own words has not been explained. Options, trade-offs, assumptions and what was decided are put in writing after each meeting, in the same language they were discussed in.
03
No promised return
Larkfield Wealth Partners does not promise a return, a retirement date or any other result. Investing involves risk, including the possible loss of the money invested. The firm describes what a service covers, what it costs and what the client would need to decide, and stops there.
04 · Process
Four steps, enquiry to written plan
The same four for every service on the Services page, whatever the fee.
01
The enquiry
A visitor sends the contact form or writes by email, naming a service and the question behind it.
02
The reply
The firm replies during office hours with what it can do, what it would cost and which statements it would need.
03
The agreement
Scope and fee are set out in writing. Nothing starts until both are agreed.
04
The plan and the record
The work is carried out and a written note of the scope, the assumptions and the decisions is kept with it.
05 · Place and limits
The room, and what the firm cannot take on
One stated limitation
Larkfield Wealth Partners is a small firm with four people and a fixed weekday schedule. In the weeks around the end of the year, when many households review their plans at once, the reply to a new enquiry can take two working days rather than one, and some requests are declined because the calendar cannot hold them. The firm says so at the enquiry stage rather than accepting the work and delivering it late. A visitor facing a decision due inside a week, such as a pension election, is better served by asking first than by sending statements and waiting for an answer.
06 · Contact
Ask whether the firm can take it on
An enquiry gets a straight answer about capacity and timing before anything else is discussed.