Plain figures.Stated assumptions.
Larkfield Wealth Partners publishes the scope and the fee of every planning service before a single statement changes hands.
- Location
- Madison, Wisconsin
- Weekday hours
- 9:00 AM to 6:00 PM
- Services published
- Six, with scope and fee
01 · Services
Six services, six published fees
Each service is published with its scope, its fee and the kind of client it suits. No fee is a percentage of assets or depends on how investments perform, and nothing on this website completes a booking.
01.1 · Fee index
- 01Financial planning reviewfrom $1,800
- 02Portfolio review$950
- 03Retirement income planfrom $2,400
- 04Ongoing planning relationshipfrom $325 a month
- 05Estate and beneficiary coordination$1,200
- 06Second-opinion session$425
02 · Approach
The scope is agreed in writing before the work starts, and the fee follows the scope.
Larkfield Wealth Partners works to a stated scope rather than an open-ended arrangement. A published fee applies to the scope printed beside it; anything outside that is quoted before it begins, so the figure on the invoice is the figure that was agreed. How the firm works.
02.1 · Three steps
From the first question to a written plan
-
01
The question is written
The goal is put in writing with the accounts it involves, and the published service it falls under is named.
Before anything is charged
-
02
The fee follows the scope
The fee published beside that scope is confirmed in writing. Anything outside it is quoted separately before it starts.
Within one working day
-
03
The plan states its assumptions
The finished plan names every assumption behind it and shows a range of outcomes, so no figure in it reads as a promise.
The agreed date
02.2 · What one engagement contains
- 01 Scope
- A written statement of what the service covers, what it excludes and which published fee applies to it.
- 02 Inputs
- The statements needed, listed once at the start. Nothing further is requested unless the scope changes and is requoted.
- 03 Handoff
- The written plan, the assumptions it rests on and the range of outcomes each scenario produced.
- 04 Next step
- One named decision and the date it is due for review. Where nothing needs to change, the record says so instead.
03 · Gallery
The office, and the work done in it
04 · Staff
The four people at the firm
04.1 · Principal adviser
Eleanor Marsh
Principal adviser
Eleanor Marsh leads the financial planning reviews and retirement income plans, and signs off every written plan before it reaches a client. She explains each assumption in plain language and records what was decided.
04.2 · Planning specialist
Priya Raman
Planning specialist
Priya Raman builds the cash-flow models behind each plan and prepares the portfolio reviews, working through a range of market outcomes rather than a single forecast.
04.3 · Client service lead
Daniel Okafor
Client service lead
Daniel Okafor reads every new enquiry first and decides which service it belongs to before any fee is quoted. He also runs the quarterly meetings for ongoing clients.
04.4 · Operations coordinator
Thomas Reyes
Operations coordinator
Thomas Reyes keeps the review cycle moving, tracks outstanding statements and coordinates the estate and beneficiary work with each client's attorney.
05 · Reviews
Six reviews, each tied to one service
01
We came in two years from retirement with three workplace plans, an old annuity and one question: whether we could stop working at sixty-two. Eleanor Marsh ran the numbers under several market scenarios, told us plainly which ones worked and which did not, and made no promises about the rest. The scope and the fee were written down before any of the work started, and the invoice matched the quote.
Marcus W.
- Service
- Retirement income plan
- Written
02
We moved to the ongoing arrangement after years of looking at statements and not understanding them. The first meeting was about what we already held rather than what we ought to buy: two brokerage accounts, a pension and cash sitting idle. Daniel Okafor set one meeting date each quarter and has kept every one. Nine months on, we know what we own and why we own it.
Alicia M.
- Written
03
What I noticed first is that the fee on the website was the fee I paid. I had asked about the full planning review and was told directly that my situation did not need it yet, and that a portfolio review would answer the question I actually had. Priya Raman's report showed what each fund cost me every year in dollars. That is not the answer a firm gives when it is selling.
Delia N.
- Service
- Portfolio review
- Written
04
The session opened with a question I had not thought to ask: whether I understood the survivor option on my pension. We went through the choices on paper with the figures in front of us, and the answer turned out to rest on one clause I had misread. I left with a one-page note of the options and their trade-offs, not a sales pitch. The room is plain and quiet, which helped.
Sixto O.
- Service
- Second-opinion session
- Written
05
I used the contact form on a Sunday evening expecting nothing before the following week, and had a reply on Monday morning that answered my question instead of asking me to call. When the plan arrived, every figure I had been unsure about carried a note of the assumption behind it, and the risks were stated as plainly as the numbers. Nothing in it was dressed up as a certainty.
Fiona L.
- Service
- Financial planning review
- Written
06
After my husband died I mainly wanted somebody to tell me which of our accounts still named him. Thomas Reyes listed every account and policy with me, and we found one retirement account that still named a beneficiary from twenty years ago. The corrections went through our own attorney, exactly as the firm said they would. The inventory was written out for me and I have kept it.
Roman A.
- Written
06 · Questions
The questions asked most often
Each answer states the position in its first sentence, including the one about investment results, which no adviser can promise.
06.1 · Answers
01 How should a visitor choose a service?
Start with the six service descriptions on the Services page and the fee beside each one. Every description states what the service covers and what it does not, so most visitors can rule out four of the six in a couple of minutes. Where two options still look equally suitable, send the contact form naming both, and the firm replies with which scope fits the question and why.
02 Are the displayed fees final?
Published fees apply to the stated scope and to nothing else. Where a fee is shown as a figure, that figure holds for the work described beside it. Where it is shown as a “from” fee, the scope varies with the accounts involved, so a written estimate is confirmed before any work begins. No fee is a percentage of assets, nothing is billed by the hour, and nothing is added after a scope has been agreed.
03 What should a first-time visitor prepare?
Bring only the documents that bear directly on the question being asked. A planning conversation usually needs recent account statements and a rough note of monthly spending; a retirement conversation also needs pension and Social Security estimates. Sensitive material such as account numbers, identification numbers or login details is exchanged through the approved process the firm describes, never through an ordinary website message.
04 Can a visitor request a particular adviser?
Yes. Use the contact form to name the adviser or the kind of help wanted, and the firm confirms who is suitable and available for that scope. The Staff page lists each person with the services they concentrate on. If the requested person is not the right fit for the question, the firm says so and explains who is, before anything is agreed.
05 Does the website complete a booking?
No. This website sends a contact request or directs the visitor to the configured Book destination; it does not confirm an appointment and it holds no calendar. Nothing shown here is live availability. A request becomes an appointment only once the firm has replied and both the time and the scope are agreed in writing, which happens after the form is sent, not while it is being sent.
06 Can the firm promise a particular investment result?
No, and no adviser can. Markets move in ways nobody can predict, investing involves risk including the possible loss of the money invested, and past performance does not guarantee future results. What a plan can do is set out the assumptions it rests on, show a range of possible outcomes and name the decisions that stay with the client. The firm would rather state that limit plainly than imply a certainty it cannot offer.
07 · Contact
Send the firm one specific question
An enquiry is answered by email or telephone during office hours. A message is a question, not an appointment, and nothing on this website confirms one.