About the practice
Coaching, not selling

How Ledgerlight started
Elaine Vosberg spent eleven years in retail banking watching households be sold products they did not need. Ledgerlight opened in Des Moines in 2019 to give those same households the planning without the sale attached.
How a session works
You send an enquiry, the scope and the fee are agreed in writing, and the session itself runs about ninety minutes. A written summary follows within two working days, listing what was agreed and what you said you would do next.
What we do not do
Ledgerlight is fee-only and independent. No product is sold, no commission is taken from anyone, and no investment, pension, insurance, tax or mortgage advice is given at any point.