Questions before you choose cover

No. Oakmere is paid a commission by the insurance company you choose, so the review, the quote and the yearly check-in cost you nothing extra.

Your Initial Enrollment Period runs for seven months: the three months before the month you turn 65, that month, and the three months after. Oakmere recommends starting the conversation about three months ahead.

Yes, during the Annual Enrollment Period, 15 October – 7 December, and in some other situations. Oakmere reviews your plan with you every autumn.

Medicare Advantage replaces Original Medicare with a private plan, often with a network and extra benefits. A Medigap plan sits on top of Original Medicare and pays some of the costs it leaves. Oakmere explains which fits your doctors and budget.

Yes. Oakmere compares individual and family plans, including Marketplace plans, and checks whether you qualify for a premium tax credit.

It depends on your debts, income and family. Oakmere does a free needs review and shows term and whole life options side by side.

Yes. Bundling with one insurer often lowers the price of both and puts everything on one renewal date.

Make sure everyone is safe, take photos, then call Oakmere on (000) 000-0000. An agent helps you open the claim and stays with you until it is settled.

Your current policies or Medicare card, a list of your doctors and prescriptions for Medicare and health plans, and any renewal letters.

The Privacy page sets it out in full: what the contact and subscribe forms collect, why each field is asked for, who else receives it, how long it is kept and how to have it removed. Nothing collects more than the forms show, and the cover reminders list holds one email address with nothing attached to it.