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How Oakmere works

Oakmere Insurance Agency is an independent, family-run agency in Downtown Cedar Rapids, Iowa, explaining Medicare, health, life, home and car insurance in plain English since 2009.

Oakmere Insurance Agency is an independent, family-run agency in Downtown Cedar Rapids. Since 2009 it has helped more than 2,400 households choose Medicare, health, life, home and car insurance, comparing several insurers side by side and explaining every option in plain English. It is licensed in Iowa and helps after a claim as well as before one.

Because Oakmere is not tied to one insurer, its agents can say which plan fits, and which does not. Clients get the same agent every year, a review before each renewal, and someone to call when it is time to make a claim. Meetings happen in the office, by phone, by video call, or at home for Medicare clients who prefer it.

Three promises to every client

  • Independent

    Several insurance companies, one honest comparison. Plans are shown side by side, with cost, cover and deductibles on one page, so you can see what each one does before you choose.

  • Plain English

    No jargon, no pressure and no hard sell. Every option is explained in plain words, and agents are paid by the insurer, so a Medicare review costs you nothing.

  • Claims support

    Call Oakmere first. After an accident or damage to your home, an agent walks you through the claim and stays with you until it is settled.

From first call to yearly check-in

  1. Step 1

    Talk it through

    A 20-minute call or visit about who and what you need to cover. Use the contact form to say what you have now and the best time to call, and the reply arranges a time.

  2. Step 2

    Compare side by side

    Oakmere quotes several insurers and shows the plans on one page: cost, cover, deductibles, doctors and drugs.

  3. Step 3

    Choose and enrol

    You pick; Oakmere handles the forms and the start date. Nothing is signed until you have chosen, and any question is answered before it is.

  4. Step 4

    Yearly check-in

    A review every year before renewal, a beneficiary check whenever life changes, and help on the phone if you ever need to claim.

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Homeowners cover starts with the house itself: what it would cost to rebuild today, and which gaps the policy leaves.

What Oakmere does not do

Oakmere Insurance Agency is not tied to one insurer, so it does not steer clients towards a single company. It does not use jargon, apply pressure or push a hard sell. Where a plan does not fit, an agent says so at the review rather than selling it anyway.

Talk it through with Oakmere

Tell Oakmere who and what you need to cover. The reply offers a time for a 20-minute call or a visit to the office.

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