Household
Bills that make sense
Cash flow, paperwork and partner alignment, organised around real life.
1-on-1 sessions & practical curriculum
Choose the session, never a product.
Pick a focused single-topic intensive or a guided multi-session reset. Every session includes custom templates, plain-English checklists and hands-on setup—and none includes investment, tax, legal, insurance, lending or brokerage service.
See household sessions ↓
Debt & reserves
A payoff you can see
A clear payoff sequence with a buffer for surprise bills.
Business owner
Two clear systems
Separate personal and business cash, with tax reserves set aside.
Couples & family · Studio or video
Couples & family money alignment
$295 · 90-minute private session
A neutral, structured conversation, guided by an Accredited Financial Counselor, to design a fair account set-up—joint, proportional or hybrid—and agree clear spending thresholds.
Includes: account-structure worksheet, spending thresholds and a shared monthly money-date agenda.
Best for: partners whose money talks feel tense or one-sided.
Ask about the workshopHousehold · Studio or online
Household cash-flow & budget reset
$340 · two 75-minute sessions
Audit ninety days of real expenses, separate fixed bills from true discretionary cash and build sinking funds for annual costs such as car repairs and travel.
Includes: monthly cash-flow map, sinking-fund plan and a 15-minute weekly check-in routine.
Best for: households tired of budgets that fall apart by week three.
Ask about the resetHousehold · Studio or online
Paperwork, tax-prep & bill-pay organisation
$260 · 90-minute working intensive
Map every active account and utility due date, end forgotten subscription leaks and set clear rules for which paper to shred and which to keep.
Includes: due-date calendar, year-round tax-ready folders for your CPA and an emergency household binder.
Best for: overflowing drawers and scattered email statements.
Ask about the intensiveDebt & reserves · Studio or online
Debt-paydown & emergency fund roadmap
$220 · 75-minute strategy session
Every balance, interest rate and minimum payment in one clear view, with avalanche and snowball timelines side by side and a realistic starter reserve.
Includes: month-by-month payoff sequence, scripts for requesting lower card APRs or medical billing plans, and an automated buffer plan.
Best for: anyone re-borrowing whenever a surprise bill lands.
Ask about the roadmapBusiness owner · Studio
Freelancer & solo-owner cash separation
$380 · 2-hour hands-on intensive
Untangle personal and business transactions, set up tax-hold and operating buckets and smooth uneven client invoices into a predictable owner paycheck.
Includes: account-bucket plan, quarterly tax-reserve routine and year-round receipt records.
Best for: contractors, creatives and solo service owners with variable income.
Ask about owner sessionsCheck-in · Online or studio
Monthly money check-in
$145 · 50-minute recurring session
A calm monthly review for graduates of our core sessions: reconcile the past month, adjust seasonal spending and troubleshoot friction points early.
Includes: monthly reconciliation, sinking-fund update and savings-milestone tracking.
Best for: clients who want steady accountability as life changes.
Ask about check-insFlat, transparent fees
Education and organisation, never product sales.
Flat educational rates with no ongoing contract. We never sell securities, insurance or debt-settlement products, and we happily work alongside your CPA or fiduciary planner. An enquiry does not reserve an appointment.