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Credentialed coaches, no sales agenda

No lecturing and no shame over past money choices. Three credentialed financial coaches and a client coordinator run Ledgerleaf Money Coaching, each with real household coaching behind them.

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    Renata Okafor

    Founder and lead financial coach, AFC®

    Renata Okafor founded Ledgerleaf Money Coaching after twelve years in credit union member services, watching good earners lose sleep over card balances. She holds the Accredited Financial Counselor (AFC®) credential from AFCPE, which requires 1,000 hours of supervised counselling and strict ethics standards. She leads the 90-Day Cash-Flow & Budget Reset and builds shame-free spending plans that last after coaching ends.

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    Daniel Whitcombe

    Debt, credit and couples coach

    Daniel Whitcombe spent eight years at a nonprofit consumer credit counselling agency before joining the studio. A NACCC Certified Credit Counselor and Certified Financial Behavior Specialist (FBS®), he runs Couples Money Alignment, the credit and home-readiness intensive and debt roadmaps. Money conflict is rarely about maths, he says; it is about safety and habit, so both partners are heard.

  • Hands at a laptop beside notebooks, a phone and a gold pen.

    Priya Raman

    Variable-income and student loan coach, CFEI®

    Priya Raman worked as a freelance bookkeeper for small design studios and trades businesses before becoming a Certified Financial Education Instructor (CFEI®). She leads the Variable-Income Cash-Flow System for freelancers, realtors and commission earners, separating business and personal money, and guides clients through student loan servicers. Tax reserve figures she refers to a tax professional.

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    Marcus Bell

    Client coordinator

    Marcus Bell answers the contact form and the telephone, books the free clarity calls, matches each enquiry to the right programme and coach, and sends the 15-minute intake guide. He also arranges video sessions and monthly check-ins. He never looks at a client’s finances himself, which keeps personal figures between the client and the coach.

Who leads which programme

Between them, the three coaches cover all six programmes. Name a preferred coach in the contact form and Marcus will reply with the options and the times that are actually free.

Talk to a coach first

The free 25-minute clarity call is a relaxed conversation about what is causing money stress right now. Ledgerleaf Money Coaching will match you with the coach and the programme that fit.

Money notes

An occasional email with one practical cash-flow habit and any change to the studio hours. Unsubscribe whenever you like.

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