Money clarity, no shame
Most of us spent years at school without one practical class on uneven paychecks, credit utilisation or sharing money with a partner. Ledgerleaf Money Coaching, on Maple Hollow Avenue in Columbus, fills that gap for individuals, couples and the self-employed.
People often put off reaching out for months, worried a coach will scold them over takeaway orders or old card balances. That never happens here. Past balances are simply starting data, and every programme, from the 90-day reset to the monthly check-in, is built around your very next paycheck, in the studio or by video.
Ledgerleaf was founded on the idea that systems beat willpower. Rather than logging every coffee receipt, clients set up a bills hub, automated sinking funds and a weekly spending card, so good decisions happen on payday by themselves. The only income is the session fee: no insurance, no managed assets and no affiliate commission from any bank, lender or card issuer.
Three promises to every client
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Complete confidentiality
What you share about income, debt, credit scores or relationship stress stays strictly confidential under AFCPE ethical standards.
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Values first, not deprivation
No cookie-cutter percentage chart telling you to cut out everything you enjoy. Your coach protects what matters to you and trims the painless waste.
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Built for graduation
The aim of a 90-day programme is to hand you the skills and confidence to run your household money on your own, not to keep you coming back.
How we work together
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Step 1
A free clarity call
Book the free 25-minute call, or telephone during opening hours, and talk through what is causing money stress right now.
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Step 2
A simple snapshot
Use the 15-minute intake guide to list take-home pay, recurring bills and current balances. No perfect spreadsheet is needed.
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Step 3
Strategy and automation
Meet in the studio or by private video to map the cash-flow plan, agree priorities and set up automated payday transfers together.
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Step 4
Real-life testing
Test the plan across real pay cycles, adjust categories when surprise costs appear and settle into a calm 15-minute monthly routine.
Scope transparency
Ledgerleaf Money Coaching provides financial education and coaching. It is not a registered investment adviser, broker, insurance agent, tax preparer or law firm; it does not manage money or accounts on anyone’s behalf, and it does not negotiate with lenders or creditors. Coaching can make a plan clearer, but no session guarantees a particular result. When you are ready for tax filing, estate trusts or securities selection, your coach refers you to vetted fee-only CPAs, attorneys and CFP® professionals.
Start from today, not from guilt
Past balances are simply starting data. Book the free 25-minute clarity call and Ledgerleaf Money Coaching will suggest the programme that fits your next paycheck.