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Independent insurance agency · Downtown Cedar Rapids

Plain answers. Honest cover.

Oakmere Insurance Agency compares Medicare, health, life, home and car insurance side by side and explains every option in plain English, from a family-run office in Downtown Cedar Rapids. Every new client begins with a free review.

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An independent agency

Advice without the sales pitch.

Because Oakmere is not tied to one insurer, its agents can say which plan fits, and which does not. Clients get the same agent every year, a review before each renewal, and someone to call when it is time to make a claim. Since 2009 that has meant more than 2,400 households helped.

How it works

Four steps to the right cover.

Oakmere quotes several insurers and shows the plans on one page: cost, cover, deductibles, doctors and drugs.

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Talk it through

A 20-minute call or visit about who and what you need to cover.

A stethoscope resting on a small wooden heart

Compare side by side

Several insurers quoted and shown on one page, cost and cover together.

Storm damage: a roof torn off a row of homes, with a fallen tree over a car

Choose and enrol

You pick; Oakmere handles the forms and the start date for you.

An older couple walking hand in hand, seen from behind

Yearly check-in

A review every year, and help on the phone if you ever need to claim.

A free first review

Start with a free review.

A licensed agent replies to arrange a 20-minute call or visit about what you need to cover.

Get a free quote

Why Oakmere

An agency that works for you, not one insurer.

Independent, local and plain-spoken, with an agent on the phone when it is time to claim.

01 · Independent

Several insurers, one honest comparison

Oakmere is not tied to one insurance company, so it compares several side by side and says which plan fits, and which does not.

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Front of a white two-storey family house with a lawn and autumn trees

02 · Claims support

Call Oakmere first after a claim

After an accident or damage to your home, an agent walks you through the claim and stays with you until it is settled.

Cover & price lines

Free to compare, plain to read.

See all five lines of cover

Medicare

Medicare plans & yearly reviews

No-cost Medicare review

Original Medicare, Advantage, Medigap and Part D, checked against your doctors and prescriptions.

Read more

Health

Health insurance for families & businesses

Free plan comparison

Individual, family and small-business plans, with a premium tax credit check.

Read more

Life

Life insurance sized to your family

Free needs review

Term, whole life, final expense and mortgage protection cover, sized to what your family would need.

Read more
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The Oakmere team

Licensed agents, no hard sell.

Four licensed agents: Margaret Hale, founder and principal agent; Daniel Ortiz, Medicare specialist; Priya Nandakumar, health and life; and Tom Becker, home, car and claims.

Meet the team

Linda R., Marion
Medicare

Daniel sat with me for an hour and compared every Medicare plan my doctors take. I finally understand what I’m paying for.

Mark and Jen S., Cedar Rapids
Home and car bundle

Our home and car were with two different companies. Oakmere bundled them and our cover actually got better.

Read all six client reviews

Practical answers

Before your first review.

Read every FAQ
Does it cost anything to use an independent agent?

No. Oakmere is paid a commission by the insurance company you choose, so the review, the quote and the yearly check-in cost you nothing extra.

When can I sign up for Medicare?

Your Initial Enrollment Period runs for seven months: the three months before the month you turn 65, that month, and the three months after. Oakmere recommends starting about three months ahead.

Can I change my Medicare plan later?

Yes, during the Annual Enrollment Period, 15 October – 7 December, and in some other situations. Oakmere reviews your plan with you every autumn.

Oakmere notes

Occasional service updates

Practical enrolment-date and renewal reminders only; every message includes removal instructions.

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