05 · About
Independent, local and in plain English
Oakmere Insurance Agency is an independent, family-run agency in Downtown Cedar Rapids. Since 2009 it has helped more than 2,400 households choose Medicare, health, life, home and car insurance.
02 · Approach
What sets an independent agency apart
Many agents sell the plans of one insurance company, which can mean one quote, one set of options and no way to see what else is out there. Oakmere Insurance Agency works with several insurance companies, compares their plans side by side and explains every option in plain English.
A review costs you nothing. Oakmere is paid a commission by the insurance company you choose, so the review, the quote and the yearly check-in cost you nothing extra, and nobody is pushed towards a plan because it pays more.
Because Oakmere is not tied to one insurer, its agents can say which plan fits, and which does not. Clients get the same agent every year, a review before each renewal, and someone to call when it is time to make a claim. Cover, prices and discounts still depend on the insurer, and every plan is checked again each year.
03 · Principles
Oakmere's working commitments
Each one is a commitment a client can hold Oakmere to, not a statement of intent.
01
Several insurers, one comparison
Several insurance companies are quoted for every review and their plans are set out on one page, with cost, cover, deductibles, doctors and drugs shown before anything is chosen.
02
A review every year
Every client gets a review before each renewal, and every Medicare client a plan review during the Annual Enrollment Period, 15 October – 7 December.
03
Claims support
Call Oakmere first after an accident or damage to your home; an agent walks you through the claim and stays with you until it is settled. Oakmere does not promise any price, saving or claim result.
04 · Process
How a free review begins
The same four steps for every client, whether a single car quote or a first Medicare plan.
01
Talk it through
A 20-minute call or visit about who and what you need to cover, such as turning 65, a new baby or a first home.
02
Compare side by side
Oakmere quotes several insurers and shows the plans on one page: cost, cover, deductibles, doctors and drugs.
03
Choose and enrol
You pick the plan. Oakmere handles the forms and the start date.
04
Yearly check-in
A review every year, and help on the phone if you ever need to make a claim.
05 · Place and limits
How Oakmere works, and its limits
An independent insurance agency
Oakmere Insurance Agency is licensed in Iowa and works with several insurance companies, but it does not offer every plan available in your area, and it says which plans it can quote at the first review. Quotes are estimates until an insurer accepts the application. Clients meet in the office, by phone, by video call, or at home for Medicare clients who prefer it. The office has four licensed agents and a fixed weekly diary, so during the Annual Enrollment Period it stays open until 7 pm on Tuesdays and Thursdays, and a reply can take a little longer; Oakmere says so at the enquiry stage rather than rushing a review.
06 · Contact
Start with a free review
An enquiry gets a plain answer about which cover fits and what to bring before anything else is discussed.